Live Β· Australian Market
πŸ‡¦πŸ‡Ί Australian Laws & Stamp Duty

Your Profile. Your Personalised Property Plan.

Tell us about your situation. Our deterministic engine calculates every legal buying cost β€” from visa status and stamp duty to foreign surcharges β€” then AI explains your personalised scenarios instantly.

Personalised Strategies
Stamp Duty Calculator
Free to Use
🏠
25
Property Strategies
πŸ—ΊοΈ
8+
Australian States
πŸ”’
100%
Deterministic Maths
🌏
5
Languages Supported
Real Examples

Your next home could look like this

PropertyAlign analyses personalised purchase strategies for any property in any Australian state β€” with real stamp duty, LMI, and buying cost calculations.

Parramatta, NSW
First Home
Parramatta, NSW
$820,000
AI-analysed scenario ready
St Kilda, VIC
Investment
St Kilda, VIC
$1,250,000
AI-analysed scenario ready
Manly, QLD
Rentvest
Manly, QLD
$680,000
AI-analysed scenario ready
Cottesloe, WA
Upgrade
Cottesloe, WA
$950,000
AI-analysed scenario ready
How It Works

From profile to plan in minutes

Tell us about your situation. Our deterministic engine calculates every legal buying cost, then AI explains your personalised scenarios.

Step 1
Tell us about you

Visa status, income, savings, existing property β€” all the inputs that drive real Australian stamp duty and eligibility calculations.

Step 2
Add your target property

Choose any Australian property. We calculate exact stamp duty, FHB concessions, foreign buyer surcharges, and LMI for your state.

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Step 3
Get personalised strategies

From first home buyer to rentvest to off-the-plan β€” every scenario scored, ranked, and explained in your language.

Start Free Assessment
Deterministic Engine

Zero AI involvement in numbers. Every dollar calculated from Australian law.

5 Languages

Full multilingual support with RTL layout for Arabic and Persian speakers.

Visa-Aware

PR, citizen, temporary visa β€” stamp duty surcharges calculated correctly.

5-Year Projections

Cash flow, equity growth, and stress-test results for every strategy.

Why PropertyAlign

Built for migrants & first home buyers

Australian property law is complex. Our engine handles every state's rules so you get accurate numbers β€” not guesses.

Deterministic engine

Loan sizing, cash flow, affordability, purchase costs, stress testing, and scoring all come from internal calculation modules.

5 Languages Supported

English, Persian, Chinese, Arabic, and Vietnamese β€” UI, reports, and AI explanations all follow your language choice, with full RTL support for Arabic and Persian.

Decision-ready reporting

Turn saved onboarding data and scenario results into a structured report with risk flags, comparison tables, and questions for licensed professionals.

Community

Buyers who found their path

"PropertyAlign showed me I could buy a home in NSW as a permanent resident without paying the foreign buyer surcharge. Saved me $72,000."

Wei Chen
Wei Chen
Permanent Resident Β· Sydney, NSW

"As a migrant from Iran, the Farsi support made everything so clear. I finally understood my borrowing capacity and stamp duty situation."

Farida Hosseini
Farida Hosseini
New Citizen Β· Melbourne, VIC

"The personalised scenario comparison showed me options I never knew existed β€” guarantor loans, rentvesting, off-the-plan. Game changer."

James Okonkwo
James Okonkwo
PR Β· Brisbane, QLD
Free Β· No credit card required

Your property journey
starts with one assessment

Answer 6 short sections. Our engine analyses your personalised strategies with exact Australian stamp duty, LMI, and eligibility rules for your profile.

βœ… Exact stamp duty by stateβœ… FHB exemption awareβœ… PR/Visa surcharge rulesβœ… 5 Languages supported